Citi Aadvantage Platinum Recon Rejected Again

Want a Citi Business AAdvantage Card and need application and afterthought tips? TravelSort reader Rick writes "I practical online for a Citi Business AAdvantage carte, merely wasn't approved instantly. Instead, I got a pending awarding screen with instructions to phone call 866-606-2961 with my 15 digit application number. What are some tips you can share to maximize my chances of getting this carte canonical? I actually want to earn the 50K bonus, as it would come up in very handy for my upcoming honeymoon in Southeast Asia. I had a previous Citi Business AAdvantage card but closed information technology in mid-2013."

This is a great question, since by now, many folks are not eligible for the Citi Platinum AAdvantage personal credit cards, which more often than not are not possible to be approved for if you've practical for a Citi AAdvantage personal card within the past eighteen months. The Citi Business AAdvantage card can offer another artery to earn AAdvantage miles more frequently than that timeframe, but non for all–read on.

1. Have a True Small Concern; Don't Only Make Upward Numbers

I realize there's enough of advice saying y'all can merely brand upwards a business organization, but I recommend using an existing small business concern that you already have and numbers, however minor, from it. It can just be yous–don't make upwards employee numbers either. These are small business organisation cards, and while it is possible you'll be denied for a "too new" business or some other reason, it'southward best to always exist honest in the numbers yous're giving with your application and on the reconsideration call.

2. Apply As a Sole Proprietor Rather Than With EIN

For whatever reason, information technology seems to exist harder to get approved for Citi (and sometimes Chase cards as well) with an actual business EIN, rather than every bit a sole proprietorship using your ain name and SSN. For example, you may be asked to provide IRS documentation with your business address and the concern name under which yous applied, which was actually an issue for me when I'd changed my business name since my last tax return was filed and had nothing from the IRS with the new name.

As a sole proprietor, you won't have to worry about that type of documentation (unless you literally merely moved and accept no utility bills in your own proper noun). You nonetheless are likely to have questions nigh the nature of your business of class, how long y'all've been in business concern, etc.

iii. If You Had a Previous Citi Business AAdvantage Bill of fare, Ensure It and the Principal Account Are Airtight

Unlike other issuers, when yous open a Citi Business organization credit bill of fare account, both a Principal Account and the individual carte du jour account are created. Hence, when you close the carte, you need to ensure that you shut non but the individual carte account simply besides the Business Master account, which, every bit with the bill of fare business relationship, is 16 numbers long. Non sure if you closed it and tin't remember your Citi Business login details to check? But call the number on the back of your former card and ask the representative if the Main Business relationship is closed. Otherwise, if the Master Business relationship remains open, it can interfere with getting future Citi Business AAdvantage cards approved.

4. Don't Apply for More Than 1 Citi Card in 8 Days or More Than 2 Citi Cards in 65 Days

Any you do, don't endeavour to employ for multiple Citi cards in 1 week, let alone ane 24-hour interval. If you use for a Citi card and are declined, focus on afterthought; don't try applying for a different Citi carte du jour later that mean solar day or that calendar week, equally you'll exist automatically rejected. Similarly, don't utilize for more than than two Citi cards in a 65 day period, as the third Citi bill of fare application in a ii month or so menstruation will be automatically rejected.

5. Take That YMMV When It Comes to Citi Business Card Approvals

Some applicants are able to get a new Citi Business concern AAdvantage card every 3-4 months or and so. Others are told that they aren't eligible (even for a new business) for another Citi Concern AAdvantage card until information technology's been at least 18 months since the last card was airtight. And others are never able to get more than one Citi AAdvantage Business organization card approved.

vi. Call Reconsideration for Application Condition, But Write to Citi For More Comprehensive Afterthought

See Credit Card Denied? Telephone call These Reconsideration Phone Numbers for Citi and other issuer reconsideration numbers. In Citi'south case, don't expect empowered agents; they may non fifty-fifty tell you why you're being declined, but you should be able to become the reason with Hang Up, Telephone call Once again (HUCA).

But for true afterthought, you'll need to either speak with a supervisor, or more probable, write snail mail to Citi's Executive Office, atCitiBank Executive Review Section, P.O. Box 6000, Sioux Falls, SD 57117.

Have tips to share from your recent feel applying for a Citi Business organisation AAdvantage bill of fare?

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